Nigeria's Truly First Meta-app

Chat & Pay is here to revolutionize communications & payments.

The missing digital layer that was needed to enable a unified ecosystem of apps, services, and experiences.

Partnering with best-in-class local fintech, banking, and payment rails.

Introducing the next-generation embedded chat payments ecosystem.

Enabled through open APIs integrations, mini-app architecture, and partner ecosystems.

Applying Agentic AI to serve people and real-world needs.

Introducing an AI-driven automation layer orchestrating services across the platform.

Linking different countries’ cross-border payments through a unified app-to-app experience.

Making this payments corridor possible by introducing you to local partners. Combining traditional fiat rails with digital currency capabilities: speed, reduced costs, wherever regulatory landscape permits.

Digital Wallet & QR Payments

Virtual Debit Card Payments

Merchant & Corporate services

Online Shopping, Rewards & loyalty ecosystem

Social Media, Lifestyle Travel Services & ride sharing

Empowering local communities with free education

Mobile recharge, bill payments & salary payments

International cross border transfers

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Chat&Pay World Technology Services Limited is incorporated as a Private Company under the Companies Law, Dubai International Financal Center (DIFC) Law No. 5 of 2018.

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